INTRODUCTION

Flair Technologies Limited and its website bimabd.com (“We, “Us”, “Our”) recognize the importance of maintaining your privacy. We are committed to maintain the confidentiality, integrity and security of all information of our users. This Privacy Policy describes how we collect and handle certain information from you when you use our website.

The details enlisted here covers the type of information we may collect from you in the process of operating the website, how that information is used in connection with the services offered through our website and shared with our Business Partners. This Privacy Policy applies to the visitors of our website, and to our online customers. By visiting and/or using our website, you agree to this Privacy Policy. To assist us in protecting your privacy, you should strictly maintain the secrecy of your login ID and password, if any, provided to you by us in connection with your account with bimabd.com.

COLLECTING YOUR PERSONAL INFORMATION

We may collect information from you when you perform any of the following activities on our website (including but not limited to):

  • Request information from our website
  • Use our online tools and calculators
  • Apply online to purchase insurance policies from various Providers
  • Purchase/subscribe to online services
  • Fill-up an online form
  • Conduct transactions using our website; etc.

Generally, we collect contact information such as name, phone number, mailing address, email address and other details as provided by you in the user registration page of our website. If you apply to purchase any insurance policies through us, we will collect additional information which are required by the Providers to underwrite relevant insurable risks such as (including but not limited to) name/details of the insured person/asset, date of birth, sex, etc. and financial information such as mobile financial service account number, debit/credit card number and expiration date through the payment gateway of the mobile financial service provider or debit/credit card company or the internet banking service of your bank or via a third-party payment processing service provider. We store the collected information for our records and to verify authenticity of the same in the future. We may also collect information such as beneficiary/nominee name, address and your relationship to the beneficiary/nominee when you apply to purchase a policy using our website.

If you choose to use our referral service to share a friend or family member about our website, we will ask you for your family member’s/friend’s name and email address. We shall send an automated one-time email with the invitation to visit our website to your friend/family member.

USE OF YOUR PERSONAL INFORMATION

We shall use the information primarily for the following purposes:

  • By using our website and on viewing insurance products/price quotes, you hereby authorize us to contact you via phone calls, emails and/or text messages on the contact details provided by you, to furnish you with information with regards to our services and products of our Business Partners.
  • Allow you to access specific user account information.
  • We may use the information provided by you to customize your future visits to our website by displaying appropriate content at our judgment and discretion.
  • To send you information about products and services offered by our Business Partners and their affiliates, to contact you for policy renewal reminder notices, claims processing and to keep you updated on the insurance sector and bimabd.com through newsletters. In case you do not wish to receive such information, you may unsubscribe through the facility in the emails you receive.

LOG FILES

As like most websites, we also gather certain information automatically and store it in our log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. This information is not linked to any information that is personally identifiable.

We use this information, which does not identify any individual users, to analyze trends, to administer the site, to track user movements around the site and to gather demographic information about our user base.

IP addresses are tied to personally identifiable information to help us customize your future visits to our website. However, we would like to reiterate that this information is not shared with any third parties for their promotional purposes, except as provided under Disclosure of Information clause below.

We store cookies on your computer when you visit our website. A cookie is a small text file that is stored on a user's computer for record-keeping purposes and the primary purpose of these cookies are to analyze how our users move within the website. Our cookies let you view customized pages while transacting or interacting with us. Our cookies do not have confidential or personally identifiable information. Since we use session ID cookies, they do not track a user after leaving our website. A session ID cookie expires when you close the browser. It is required if you want to buy an insurance policy online through us. We also use analytic tools to track visitor traffic on our website.

Some of our third-party service providers such as chat support use cookies on our site. We have no access to or control over these cookies. This privacy statement covers the use of cookies by www.bimabd.com only and does not cover the use of cookies by any third parties.

DISCLOSURE OF INFORMATION

Subject to the other terms included herein, we will not disclose your information to any other third parties or affiliates for their promotional purposes, unless acting under a good faith belief that such activities are necessary to:

  • Conform to any statutory or legal requirements or to comply with legal process or judicial orders
  • Protect, enforce and defend our rights, interests or property

We may also use your personal information for the purposes of providing any services and service-related activities. To do so, it may be necessary to disclose your personal information to one or more third-party service providers or our Business Partners (for example, Insurance Companies or the Providers for underwriting the specific risks and policy issuance, Third Party Administrators for cashless hospitalizations, Claim Surveyors for loss assessment, Courier Services for policy document delivery etc.) of Flair Technologies Limited providing services linked to the desired services to fulfill your requests.

We reserve the right to exchange, share or provide the information relating to your personal and financial details and information with statutory bodies such as Insurance Development and Regulatory Authority as required and you will not hold us or our agents liable for use or sharing of the information.

We may post testimonials from you regarding your experience using our services on our website which may include your personal information. We will obtain your permission prior to the publication of such testimonials and if you would like your testimonial removed, then please contact us at: cs@bimabd.com

We use third party service providers to fulfil some or part of the services requested on the website including live chat, third party administrators for cashless claims, surveyors for loss assessment etc. We do not sell your personal information to third parties. These service providers are not allowed to use your information for their promotional purposes.

UPDATING YOUR PERSONAL INFORMATION

If you need to update your personal information or there is any change in the personal information recorded at our end, or if you want to discontinue using our service, you may update or delete it by making the change on our registration page or by emailing our website team at cs@bimabd.com or by contacting us by telephone or postal mail at the contact information listed below.

SECURITY

The security of your personal information is important to us. When you enter sensitive information such as debit/credit card number, postal address, mobile number etc. on our registration or order forms, we encrypt that information using secure socket layer technology (SSL). To learn more about SSL, follow this link http://wp.netscape.com/eng/ssl3/

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and after receiving. However, no method of transmission over the internet, or method of electronic storage is completely secured and we cannot guarantee that the security of such information will be adequate enough. We always try to ensure commercially acceptable means to protect your personal information.

LINKS TO OTHER SITES

The website may contain links to other sites and/or portals on the internet. We intend to link only to such sites that share our high standards and respect for privacy, but we will not be responsible for the content or the privacy practices enforced by such other sites.

Please be aware that websites that have links from our site may collect personally identifiable information about you. This privacy policy does not cover the information and disclosure policies of those external websites. When you leave our site to visit any external website, please read the privacy statements of each and every website that collects personally identifiable information.

CHANGES IN THIS PRIVACY STATEMENT

We reserve the right to modify this privacy statement at any time by posting the same on the website. Please review this frequently on the website. If we materially change our privacy policy then we will notify you by sending an email or by posting a notice on our website.

BUSINESS TRANSITIONS

In the event Flair Technologies Limited goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via email or a prominent notice on our website for 30 days of any such change in ownership or control of your personal information.

CONTACT US

Flair Technologies Limited bimabd.com
House 15, Road 11 (Lake View), North Badda, Dhaka – 1212
Phone: 09606991991 (Customer Service), 01892090020 (Corporate)
E-mail: cs@bimabd.com